One accident shouldn't end your business.
Public liability is the foundation of business insurance in Australia. Whether a customer slips in your store, or your work damages a client's property, PL insurance covers the compensation and the legal costs of defending you — with limits from $5M to $20M+.
Built for
- Tradespeople and contractors
- Retail, hospitality and events
- Cleaners, landscapers and service businesses
- Market stallholders and mobile businesses
- Anyone whose contracts require a certificate of currency
Cover we tailor for you
Personal Injury
Compensation if a third party is injured in connection with your business.
Property Damage
Damage your business activities cause to someone else's property.
Legal Defence
Solicitors and court costs to defend claims — even unfounded ones.
Products Liability
Injury or damage caused by products you sell, supply or repair.
Worldwide Cover Options
Protection for work and travel beyond Australia where needed.
Contractual Requirements
Certificates of currency issued fast for site access, leases and tenders.
Covers vary by insurer and policy. Your broker will confirm exactly what applies before you buy — in writing, in plain English.
Public Liability FAQs
Often paired with
Get your public liability quote today.
Two minutes to request. Same-day response from a broker who knows this cover inside out.